Remortgage
Remortgage
Remortgaging is simply changing your current mortgage deal. There are many reasons that you might want to change your mortgage
Remortgaging is simply changing your current mortgage deal. There are many reasons that you might want to change your mortgage, the most common is your fixed deal is coming to an end or to borrow additional sum of money from existing house to buy another property. You can choose to either change your lender or to change your deal (product) and stay with the same lender depends on which one is cheaper overall.
You can even use a remortgage to consolidate your debts, but you should bear in mind that it’s not always the cheapest way to borrow money. There are lots of factors to consider such as securing your debt against your property vs. the impact of having unsecured debt; as well as comparing the benefits of borrowing money over a long term vs. borrowing money over a shorter term. We at TNJ are qualified and are experts to guide and advice you in the best possible way considering your situation and circumstances.
You can even use a remortgage to consolidate your debts, but you should bear in mind that it’s not always the cheapest way to borrow money. There are lots of factors to consider such as securing your debt against your property vs. the impact of having unsecured debt; as well as comparing the benefits of borrowing money over a long term vs. borrowing money over a shorter term. We at TNJ are qualified and are experts to guide and advice you in the best possible way considering your situation and circumstances.
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Finding better Rates
For mortgage holders whose initial offer rate or deal has come to an end come , your lender may offer another special rate to encourage customers to stay with them. It takes your advisor less than 2 minutes to compare your existing lender’s rates to the open market.
You’ll never have to worry about paying too much on your mortgage again, as our lifetime service means we’ll track your borrowing and let you know when you can save money. If your rate is coming to an end in the next 6 months now may be the time to look at your remortgaging options
You’ll never have to worry about paying too much on your mortgage again, as our lifetime service means we’ll track your borrowing and let you know when you can save money. If your rate is coming to an end in the next 6 months now may be the time to look at your remortgaging options
Capital Raising
If you have more money than you did when you first took out your mortgage, perhaps due to a pay rise or an inheritance, then it could be a great time to make overpayments on your mortgage.
By re-mortgaging, you can reduce your loan size and obtain a cheaper rate as an added bonus.
When you talk to us about re-mortgaging for the purpose of reducing your loan size, we will always carefully consider all the potential restrictions and fees of your current deal before we match you with a lender that is a better fit.
When you talk to us about re-mortgaging for the purpose of reducing your loan size, we will always carefully consider all the potential restrictions and fees of your current deal before we match you with a lender that is a better fit.
Debt Consolidation
If you are looking for additional funds at a lower interest rate, particularly if your current lender’s terms are far from appealing. If you’re re-mortgaging your property to borrow more money may be your best option.
We are the experts, and we are here to help you find the mortgage solution that best suits your requirement
We are the experts, and we are here to help you find the mortgage solution that best suits your requirement
We are the experts, and we are here to help you find the mortgage solution that best suits your requirement