buy to let

Buy To Let Mortgages

Buy to let mortgages are considered when you are planning to purchase a property to rent out for investment purposes. The rental market can be complex to navigate if this is your first buy-to-let purchase,

Buy to let mortgages are considered when you are planning to purchase a property to rent out for investment purposes. The rental market can be complex to navigate if this is your first buy-to-let purchase,

But we are here to guide and reassure you that you have made the right investment. It’s important to note that, much like you can’t rent out a residentially mortgaged property, you cannot live in a Buy to Let mortgaged property. We have Both high street lenders and specialist mortgage providers on our panel to help you with buy to let mortgages. Finding the right lender, however, can be time consuming and difficult so leave this in our hands and we are more than happy to assist you in your journey, doesn’t matter if you are first time landlord or portfolio Landlord we are here to help

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Affordability

It’s important to consider how affordable a buy-to-let mortgage is for you as the interest rates are higher than they are for other types of mortgage and you’ll need a minimum deposit of 25%.

The size of your deposit will directly influence the amount you can borrow and the interest rate you pay.

There are many online services that offer an affordability calculation for your buy-to-let mortgage, but we would always recommend coming to us directly to receive a calculation that is truly bespoke to your needs and requirements and likely to result in a lending offer.

Investments Benefits

With any investment it is always important to consider the risks involved. Before investing in a buy-to-let property, you may be unsure about the potential challenges. You should ensure you are aware of the interest rates, charges, necessary protection, as well as the possible pitfalls of difficult tenants.

But here at Tnj Mortgages we can walk you through all the complexities and make sure we find a lender that suits your needs and expectations and help you to manage your portfolio.

First time buyer >

We are the experts, and we are here to help you find the mortgage solution that best suits your requirement

Home Mover >

We are the experts, and we are here to help you find the mortgage solution that best suits your requirement

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We are the experts, and we are here to help you find the mortgage solution that best suits your requirement